Halifax Retirement and Pensions
The Canada Pension Plan (CPP), Old Age Security (OAS) and other Canadian government retirement, survivor and disability pensions.
Stay current on one of Canada's best tax breaks - registered retirement savings plans or RRSPs. Deadline's to make RRSP contributions eligible for deductions on your income tax is midnight March 2, 2009.
Ways to find out the amount of RRSP contributions you are allowed to deduct for your income taxes.
1) Check Last Year's Income Tax Notice of Assessment
Your RRSP deduction limit can be found in the RRSP Deduction Limit Statement on your latest Notice of Assessment or Notice of Reassessment.
2) Call the Tax Information Phone Service (TIPS)
Call Canada Customs and Revenue Agency TIPS at 1-800-267-6999. The service is available from the middle of September to April 30.
You will be asked for your Social Insurance Number, your month and year of birth, and the total income you reported on line 150 of your income tax return for the previous year.
3) Use the Quick Access Service
You can use the Canada Revenue Agency Quick Access service online to find out the limit of your RRSP contributions allowed for your income taxes.
4) Use the My Account Service
You can also use the Canada Revenue Agency My Account service online to find out the limit of your RRSP contributions allowed for your income taxes.
Canada's Old Age Security pension is a monthly payment available to most Canadians 65 or older. You must apply to receive benefits.
Here's How: At least six months before you turn 65, pick up an application kit at a Service Canada office or download the kit in PDF. You can also call 1-800-277-9914 toll-free for an application kit.
Halifax Canada's retirement income system has three levels:
Old Age Security ( OAS)
the Canada Pension Plan (CPP)
and private pensions and savings. CPP was established in 1966, providing basic benefits when a contributor to the Plan becomes disabled or retires. At the contributor's death, the Plan provides benefits to his or her survivors.
CPP retirement pension is a monthly benefit paid to people who have contributed to the Canada Pension Plan. The pension is designed to replace about 25 percent of the earnings on which a person's contributions were based. You qualify for a CPP retirement pension if you have made at least one valid contribution (payment) to the Plan and if:you are at least 65
or you are between 60 and 64, and meet the earning requirements set out in the legislation. Your retirement pension does not start automatically. You must apply for it (unless you already receive a CPP disability benefit and turn 65, at which point your disability benefit automatically changes to a retirement pension).
If you are between 60 and 64, you may qualify for retirement pension by doing the following...Stop working - This means that you are not working by the end of the month before the CPP retirement pension begins and during the month in which it begins. For example, if you want your pension to begin in April, you have to stop working by the end of March and you cannot work during the month of April.
or
Your income is less than a specified amount - Meaning you earn less than the current monthly maximum CPP retirement pension payment in the month before your pension begins and in the month it begins. For example, if you want your pension to begin in April 2010, you need to earn less than X amount of dollars in both March and April. Once you start receiving your CPP pension, you can work as much as you want without affecting your pension amount, but you cannot contribute to the CPP on any future earnings from employment.
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Halifax Retirement Planning Companies
Berkeley Retirement Residences - 902-429-2222
5266 Green , Halifax , NS B3H4N2
Investing Guide Category : Retirement Communities & Homes, Nursing Homes
www.theberkeley.com
Retirement, RRSP, OAS, CPP
Berkeley The - 902-429-2222
5266 Green , Halifax , NS B3H4N2
Investing Guide Category : Retirement Communities & Homes
www.theberkeley.com
Retirement, RRSP, OAS, CPP
C J Matthews & Associates Limited - 902-421-1908
2045 Harvard Street , Halifax , NS B3L2S6
Investing Guide Category : Retirement Planning Consultants, Registered Retirement Savings Plan
www.cjmatthews.com
Retirement, RRSP, OAS, CPP
Coles Retirement Planning Consultants - 902-423-0350
900-2000 Barrington Street , Halifax , NS B3J3K1
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Gordon Stirrett & Associates - 1-888-878-0770
1801 Hollis Street, Suite 1540 , Halifax , NS B3J3N4
Recognized as the Number 1 Firm in Canada with Manulife Securities We Offer
Complimentary 2nd Opinion on your Investment Portfolio.
Keyword : Retirements
Investing Guide Category : Retirement Planning Consultants, Financial Planning Consultants, Investment Dealers
www.investwithconfidence.ca info@gordonstirrett.com
Retirement, RRSP, OAS, CPP
Great-West Life Assurance Company The - 902-429-8374
Group Retirement Services - (Great-West/London Life/Canada Life)
1900-1801 Hollis , Halifax , NS
Investing Guide Category : Insurance-life, health & Travel
Retirement, RRSP, OAS, CPP
Healy Robert F Insurance Agency Inc - 902-425-8223
5657 Spring Garden Rd , Halifax , NS B3J3R4
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Maritime Wealth Management - 902-429-2696
33 Thorne av , Halifax , NS B3B2E7
Financial, Insurance & Retirement Planning Complimentary Initial Consultation
Investing Guide Category : Retirement Planning Consultants, Financial Planning Consultants
Retirement, RRSP, OAS, CPP
Melville Gardens - 902-477-3135
11 Ramsgate Lane , Halifax , NS B3P2S9
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Melville Heights - 902-477-3313
24 Ramsgate Lane , Halifax , NS B3P2R6
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Morneau Sobeco - 902-429-8013
1700-5151 George , Halifax , NS B3J1M5
BENEFIT CONSULTANTS ACTUARIAL CONSULTANTS www.morneausobeco.com
Keyword : retirement
Investing Guide Category : Actuaries, Employee Benefits Plans-Consultants, Insurance Consultants
www.morneausobeco.com
Retirement, RRSP, OAS, CPP
Parkland At The Lake - 902-405-7275
82 Baker Dr , Halifax , NS B3S1B8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Parkland Estates Retirement Residence - 902-457-0234
118 Fairfax Dr , Halifax , NS B3K5L2
Keyword : Retirement
Investing Guide Category : Retirement Communities & Homes, Apartments, Nurses
www.parklandestates.com
Retirement, RRSP, OAS, CPP
Second Opinion Investor Services Inc. - 902-406-1624 - Fee only Financial Planning. No commissions = No conflict. Professional advice by professional financial planners. Strong proponent of the investment process. Free 1 hour consultation. Investing Guide Category : Retirement, Planning - Category: Retirement planning consultants, Financial planning consultants, Retirement, RRSP, OAS, CPP - Website http://www.secondopinions.ca , financialadvisorhalifax.ca - Email: dmartin@secondopinions.ca -
Ramey Investments Incorporated - 902-466-7464
72 Portland , Halifax , NS B2Y1H8
Investing Guide Category : Retirement Planning Consultants, Financial Planning Consultants
www.rameyinvestments.com
Retirement, RRSP, OAS, CPP
Richard McKenster Financial Planning Inc - 902-423-2152
1539 Birmingham Street , Halifax , NS B3J2J6
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Roone Financial Group - 902-445-6732
Halifax , NS
Investing Guide Category : Registered Retirement Savings Plan
Retirement, RRSP, OAS, CPP
Roth Associates - 902-454-6166
5538 Macara Street , Halifax , NS B3K1V9
Keyword : stresses of aging, widowhood and retirement. psychological assessments approp..
Investing Guide Category : Psychologists
Retirement, RRSP, OAS, CPP
Stephenson Daigle Financial - 902-420-8375
2371 Agricola Street , Halifax , NS B3K4B7
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
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